IPO Analysis > Onemi Technology Solutions Limited IPO: Opportunity Or Hype?
Apply IPO
OnEMI Technology IPO Logo

India’s retail credit scene is gearing up for a massive leap. By 2030, it’s expected to touch around ₹77.4 trillion. It is more than double what it was in 2025. Onemi Technology Solutions Limited is part of this booming sector and will soon be listed.

SBI Capital, JM Financial, HSBC Securities, and Nuvama Wealth are managing the IPO; Kfin Technologies is gearing up to register it. Here is the allotment status

Also, see the Onemi Technology Solutions Limited DRHP

Note: For the Onemi Technology IPO, 50% of the IPO shares will become tradable 30 days after allotment, and the remaining portion will be released from lock-in after 90 days.

Onemi Technology Solutions Limited: Company Profile

The complete profile of Onemi Technology Solutions Private Ltd is mentioned below:

Particulars

Details 

Incorporated Year

2016

Registered Office

Maharashtra

Products 

Digital loans

Promoters

Ranvir Singh and Krishnan Vishwanathan

Competitors 

Cholamandalam Investment & Finance, HDB Financial, SBI Cards & 

Payment, and Bajaj Finance


Onemi Technology Solutions IPO Details 

Let's see the details related to the share price, IPO size, and dates. 

  • Onemi Technology Solutions Limited IPO Date

For the Onemi Technology Solutions Limited IPO, the DRHP was filed with SEBI on August 18, 2025, and the company did not receive the approval. 

  • Onemi Technology Solutions Limited IPO Size


Particulars

Shares

Aggregate Value

Fresh Issue 

Undisclosed 

₹ 10,000.00 million

Offer for Sale

8,879,575

Undisclosed 

Overall Issue 

Undisclosed

Undisclosed 


  • Objectives of the Onemi Technology Solutions Limited Offer  


Purpose

Estimated Amount (₹ million)

Strengthening the capital of subsidiary

7,500.00

General corporate needs

Undisclosed 

Total Net Proceeds

Undisclosed


  • Other takeaways and the Onemi Technology Solutions Pvt Ltd share price 


Particulars

Description

Face value of each share

₹1

Price Range

Undisclosed 

Lot Size

Undisclosed

Listed At 

BSE NSE


  • Categorisation of Different Investors  


Investor Category

Shares Allocated

Qualified Institutional Buyers (QIB)

Maximum 50% 

Retail Investors

Minimum 35% 

Non-Institutional Investors (NII)

Minimum 15% 


  • Anchor Investor


Particulars

Description

Offer period 

Undisclosed 

Terms of Payment 

The bid amount must be paid at the 

time of bid submission 


Onemi Technology Solutions Pvt Ltd IPO details: Key Financials  


Particulars

2025

2024

2023

Equity Share Capital

106.79

100.73

100.61

Total Income

13,526.88

17,003.02

10,015.05

Revenue from Operations

13,374.65

16,744.46

9,844.57

Profit/(Loss) for the Period/Year

1,606.21

1,972.90

276.67

Basic Earnings per Share (₹)

33.09

41.27

6.26

Diluted Earnings per Share (₹)

12.79

15.54

2.50

Total Borrowings

15,075.81

7,842.96

3,878.86

Net Worth

10,059.94

8,045.69

5,662.34

Return on Equity (%) 

17.74%

28.78%

6.93%

NAV (₹)

187.58

168.31

118.45


Strengths and risks

Here are all the risks and strengths of Onemi Technology Solutions Private Limited:


Strengths 

  • Huge User Base: OnEMI has over 53 million registered users and has served 9.16 million customers.

  • Smart Technology: Their AI-powered platform that handles everything from loans to EMI collections.

  • Strong Funding and Risk Control: The company has multiple sources of funding and uses smart risk management tools to keep asset quality high.

  • Trusted Brands: Running Kissht and Ring, OnEMI has experienced founders and top investors.

Risks 

  • Changing Regulations: Being a digital lender, any changes in financial rules could affect how the business operates.

  • Tough Competition: The digital lending space in India is crowded.

  • Tech Dependence: Since everything runs on cloud and AI systems, any technical issues or security problems could disrupt services.

  • Customer Concentration: A big part of revenue comes from some key users. So, if their repayment patterns change, it could impact the business.

Should You Bid For The Onemi Technology Solutions Limited IPO?

As of 13 October 2025, the Onemi Technology Solutions Limited IPO GMP isn’t available yet. You can still check out the details about the company, know live GMP updates, and get updates on the latest subscription status before deciding to invest.

Also, know the live subscription information if you want to bid for Onemi Technology Solutions Limited IPO. Apply Now.

FAQs

1. How are the Onemi Technology Solutions Limited reviews?

Onemi Technology Solutions Limited is seen as one of the technology-enabled lenders. With this IPO, it will expand the capital. For the latest sentiment, you can look for the Onemi Technology Solutions Limited GMP updates

2. What is the Onemi Technology Solutions Limited IPO date?

The IPO open and close dates are not updated as per 13 October 2025. Live subscription details can be monitored through FinnPick, showing live subscription data in real time.

3. What is the Onemi Technology Solutions Limited IPO listing price? 

The Onemi Technology Solutions Limited IPO price is unavailable as of 13 October 2025. Also, don't forget to check the IPO size in Onemi Technology Solutions Private Limited DRHP. 

4. Should I use a demat account to bid for the Onemi Technology Solutions Limited IPO?

Yes, a demat account is required to bid for the Onemi Technology Solutions Limited IPO. Click here to get the ultimate list of the top demat account providers.
AngelOne

Invest Smarter wit Angel One

  • AI-Powered Trading Recommendations
  • Zero Account Opening Charges
  • Quick & Easy Onboarding
AngelOne

Join India’s Leading Broker

  • Zero Brokerage on Investments
  • Smooth & Secure Trading Experience
  • Advanced Charting & Insights
AngelOne

Create Your Demat Account

  • Zero Account Opening Charges
  • Hassle Free Setup
  • Market Insights

Choose Your Trusted Broker

Compare top brokers and find the one that fits your goals.