India’s credit market has seen massive growth in recent years. In FY25, it's estimated to have crossed ₹236 trillion. Looking ahead, this number is expected to touch nearly ₹300 trillion by FY27 and grow at a steady 12%–13% annually between FY25 and FY27.
Now, with the market expanding and credit demand on the rise, Laxmi India Finance is opening the door for investors to be part of its IPO.
The IPO is being managed by PL Capital Markets while MUFG Intime is the registrar. Click here to check allotment status.
See the Laxmi India Finance IPO RHP for more details.
Note: Half of Laxmi India Finance’s shares will be unlocked 30 days after allotment, while the rest will be free from lock-in restrictions after 90 days.
Let's walk through Laxmi India Finance’s company profile.
Check these important details before moving forward with the IPO.
Keep track of all important IPO dates right here to get Laxmi India Finance IPO allotment details.
See how much is the IPO size of Laxmi Finance India.
This is how Laxmi India Finance plans to utilise the money.
Here's the Laxmi India Finance IPO price and application amount you should know.
See how allotment works for retail, HNIs, and institutional buyers.
Begin by opening a demat account as it’s a must for IPO investing. Check out the best brokers to open your demat account with.
These numbers show Laxmi India Finance’s financial track record.
These are the strong points and concerns to note about Laxmi India Finance.
Strengths
Offers different types of loans like MSMEs, vehicles, even construction
Many loans fall under Priority Sector Lending (PSL)
Management team is experienced in finance
Supports financial inclusion which goes well with government schemes
Risks
MSME and vehicle loans can be difficult to give if people can't repay
If the economy dips, borrowers might struggle to pay back
Government rules for NBFCs can change anytime
Tough competition from fintechs and big banks too
As of 29 July, the Laxmi India Finance GMP is ₹167. For more information, check the latest GMP update to get the best Laxmi India Finance IPO review.
Apply for Laxmi India Finance IPO now. Track live IPO live subscription updates here.
1. What is Laxmi India Finance IPO GMP?
Laxmi India Finance GMP indicates the premium at which the IPO shares are trading in the unofficial market before listing. As of now, the GMP is around ₹167, reflecting investor sentiment ahead of the IPO.
2. What is Laxmi India Finance IPO share price?
The Laxmi India Finance IPO share price is set at ₹150 - ₹158 per equity share. This price band helps investors determine their bidding strategy during the IPO subscription window.
3. What is Laxmi India Finance IPO Date?
The Laxmi India Finance IPO date begins on 29 July 2025and closes on 31 July 2025. Investors can apply within this window through ASBA or UPI-supported platforms.
4. What is the Laxmi India Finance IPO review?
The Laxmi India Finance IPO review suggests whether investors should apply for it or not. One can get the details like financial performance, sector outlook, and valuation for this.
5. Is having a demat account necessary for Laxmi India Finance IPO application?
Yes, to invest in the Laxmi India Finance IPO, you must have a demat account. Allotment of shares is done electronically, and without a demat account, you won’t be able to receive or hold the shares after allocation.