India’s education loan market is poised for strong growth, projected to expand at a 14–16% CAGR and touch ₹4,000–4,500 billion by 2029, driven by rising overseas and higher education demand. Within this, overseas education loans are the fastest-growing segment, expected to account for nearly 80% of the market, offering significant opportunities for specialised NBFCs like Credila.
Credila Financial Services is an Indian overseas financial loan provider company that provides loans to Indian students pursuing higher education in India or overseas. It is expected to go public this year with its upcoming IPO.
To view the updated DRHP of Credila Financial Services, click here.
Note: 50% shares will be unlocked 30 days after allotment, while the rest will be free from lock-in restrictions after 90 days.
The following table sets forth an overview of Credila Financial Services.
Let’s look at the Credila Financial Services IPO details.
Credila Financial Services filed its DRHP with SEBI in December 2024. It has also updated its DRHP recently.
Its IPO size is ₹5,000 Crores, consisting of both- fresh issue and offer-for-sale components:
The net proceeds from the fresh issue component are expected to be deployed as follows:
Category reservations for investors are as follows:
The Credila Financial Services IPO price, date, and other details are yet to be announced.
You can’t apply for this IPO without a demat account! Don’t have one? Check out the list of top brokers to open one today!
Let’s check out the financials of the Credila Financial IPO.
Now, some of the key performance metrics for Credila Financials are:
Some of the key strengths of Credila Financial Services are:
Strategically positioned in the middle of a large and expanding education loan market in India.
India’s largest education-focused NBFC.
Large omni-channel asset-light distribution network with pan-India presence.
Healthy asset base and financials.
On the other hand, some of the risks of Credila Financial Services are:
51.54% of their AUM is concentrated in the US education market, exposing them to high geopolitical risks.
A huge requirement of capital for their business.
A decline in credit quality could adversely impact business, operations, financial condition, and cash flows.
Credila Financial Services is yet to confirm its IPO dates. However, with their credibility as the largest education-focused NBFC, investors can conduct further research to determine their participation in this IPO.
Check the live subscription status here.
What is the Credila Financial Services IPO price?
Credila Financial Services IPO price band is not yet determined. The face value per share is ₹10.
What is the Credila Financial Services IPO date?
Credila Financial Services IPO date is not yet announced. The company filed its DRHP with SEBI in December 2024. The same has been updated recently.
What is the Credila Financial Services IPO GMP?
Since the date for Credila Financial Services' IPO is not yet out, GMP has not been updated. GMP is updated closer to the opening date of the IPO. Once out, you can check the latest GMP movement here.
What is the issue size of the Credila Financial Services IPO?
The issue size of Credila Financial Services IPO is ₹5,000 Crores. This comprises ₹3,000 Crores worth of fresh issue, and ₹2,000 Crores of offer-for-sale component.
Do I need a demat account for the Credila Financial Services IPO?
All investors must have a demat account to apply for the Credila Financial Services IPO. If you wish to apply for the IPO, click Apply Now.
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